01 General Liability

Commercial General Liability

General Liability, otherwise known as CGL insurance that is issued to protect third party losses that may arise from the work completed / performed.

Occurrence Form

Pike offers occurrence-based policy options. With an occurrence form, coverage applies to incidents that take place during the active policy period, regardless of when the claim is reported—even if it is filed after the policy has expired.

Please note that occurrence form is one of several coverage options available, and the appropriate policy type will depend on your specific needs.

Claims-Made Policies

Pike also offers claims-made general liability (GL) policy options. With a claims-made policy, coverage applies only if the claim is made and reported during the active policy period (or any applicable extended reporting period), regardless of when the incident occurred.

Coverage is typically subject to a retroactive date, meaning the incident must occur on or after that date to be eligible for coverage.